/* =========================================================
   IUL Lead-Gen Landing Page – Ryan Breedwell
   ========================================================= */
:root{
  --navy-900:#0a1730;
  --navy-800:#0e1f3d;
  --navy-700:#16305a;
  --navy-600:#1f3f73;
  --ink:#1b2333;
  --muted:#5b6679;
  --line:#e3e7ee;
  --bg:#ffffff;
  --bg-alt:#f6f4ef;
  --gold:#c9a45c;
  --gold-600:#b58e44;
  --gold-100:#f5ecd9;
  --radius:16px;
  --radius-sm:10px;
  --shadow-sm:0 1px 2px rgba(10,23,48,.06),0 2px 8px rgba(10,23,48,.05);
  --shadow:0 10px 30px rgba(10,23,48,.10),0 2px 6px rgba(10,23,48,.06);
  --shadow-lg:0 30px 80px rgba(10,23,48,.28);
  --serif:"Fraunces",Georgia,"Times New Roman",serif;
  --sans:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --container:1180px;
}
*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none!important}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy-600)}
h1,h2,h3{font-family:var(--serif);font-weight:500;line-height:1.15;letter-spacing:-.01em;margin:0 0 .5em;color:var(--navy-800)}
h1{font-size:clamp(2.2rem,4.6vw,3.6rem)}
h2{font-size:clamp(1.8rem,3.2vw,2.6rem)}
h3{font-size:1.25rem}
h1 em,h2 em,h3 em{font-style:italic;color:var(--gold-600)}
p{margin:0 0 1em}
sup{font-size:.6em;line-height:0}
sup a{color:inherit;text-decoration:none}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip-link{position:absolute;left:-999px;top:0;background:var(--gold);color:var(--navy-900);padding:.5rem 1rem;z-index:100}
.skip-link:focus{left:1rem}
.container{width:100%;max-width:var(--container);margin:0 auto;padding:0 24px}
.container.narrow{max-width:820px}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;font:600 1rem/1 var(--sans);border-radius:999px;padding:.9rem 1.4rem;border:1.5px solid transparent;cursor:pointer;text-decoration:none;transition:transform .15s ease,box-shadow .2s ease,background .2s ease,color .2s ease;white-space:nowrap}
.btn:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
.btn-sm{padding:.65rem 1.1rem;font-size:.92rem}
.btn-lg{padding:1.05rem 1.7rem;font-size:1.04rem}
.btn-gold{background:linear-gradient(180deg,#d8b56e,var(--gold-600));color:var(--navy-900);box-shadow:0 6px 18px rgba(181,142,68,.35)}
.btn-gold:hover{transform:translateY(-1px);box-shadow:0 10px 26px rgba(181,142,68,.45)}
.btn-navy{background:var(--navy-800);color:#fff}
.btn-navy:hover{background:var(--navy-700)}
.btn-ghost{background:rgba(255,255,255,.06);color:#fff;border-color:rgba(255,255,255,.28)}
.btn-ghost:hover{background:rgba(255,255,255,.12)}
.btn-outline-light{color:#fff;border-color:rgba(255,255,255,.4)}
.btn-outline-light:hover{background:rgba(255,255,255,.08)}
.btn-text{background:none;color:var(--muted);padding-left:0}
.btn-text:hover{color:var(--navy-800)}

/* ---------- Header ---------- */
.site-header{position:sticky;top:0;z-index:40;background:rgba(10,23,48,.92);backdrop-filter:saturate(140%) blur(10px);-webkit-backdrop-filter:saturate(140%) blur(10px);border-bottom:1px solid rgba(255,255,255,.08)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:1.5rem;height:72px}
.brand{display:flex;align-items:center;gap:.7rem;text-decoration:none;color:#fff}
.brand-mark{width:38px;height:38px;border-radius:10px;background:rgba(255,255,255,.08);display:grid;place-items:center;color:#fff;flex:none}
.brand-mark svg{width:28px;height:28px}
.brand-text{display:flex;flex-direction:column;line-height:1.15;white-space:nowrap}
.brand-text strong{font-family:var(--serif);font-weight:500;font-size:1.12rem;letter-spacing:.01em}
.brand-text small{font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold)}
.nav{display:flex;gap:1.6rem}
.nav a{color:rgba(255,255,255,.78);text-decoration:none;font-size:.93rem;font-weight:500}
.nav a:hover{color:#fff}
.header-cta{display:flex;align-items:center;gap:1rem}
.header-phone{color:#fff;text-decoration:none;font-weight:600;font-size:.93rem}

/* ---------- Hero ---------- */
.hero{position:relative;background:var(--navy-900);color:#e8edf6;overflow:hidden;padding:88px 0 96px}
.hero-bg{position:absolute;inset:0;background:
  radial-gradient(900px 500px at 85% 10%,rgba(201,164,92,.18),transparent 60%),
  radial-gradient(700px 500px at 0% 100%,rgba(31,63,115,.65),transparent 60%),
  linear-gradient(180deg,#0a1730,#0e1f3d)}
.hero-bg::after{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);background-size:56px 56px;mask-image:linear-gradient(180deg,rgba(0,0,0,.7),transparent 85%);-webkit-mask-image:linear-gradient(180deg,rgba(0,0,0,.7),transparent 85%)}
.hero-grid{position:relative;display:grid;grid-template-columns:1.12fr .88fr;gap:56px;align-items:center}
.hero h1{color:#fff}
.hero h1 em{color:var(--gold)}
.eyebrow{font:600 .78rem/1.4 var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--gold-600);margin-bottom:1rem}
.hero .eyebrow,.eyebrow.light{color:var(--gold)}
.lead{font-size:1.14rem;color:#c9d3e3;max-width:40em}
.lead strong{color:#fff;font-weight:600}
.hero-actions{display:flex;flex-wrap:wrap;gap:.8rem;margin:1.8rem 0 1rem}
.hero-fineprint{font-size:.88rem;color:#95a3bb;margin:0 0 1.8rem}
.trust-row{list-style:none;margin:0;padding:1.4rem 0 0;border-top:1px solid rgba(255,255,255,.1);display:flex;flex-wrap:wrap;gap:.6rem 1.6rem;font-size:.88rem;color:#c9d3e3}
.trust-row li{display:flex;align-items:center;gap:.5rem}
.dot{width:7px;height:7px;border-radius:50%;background:var(--gold);flex:none}
.hero-card{margin:0;background:linear-gradient(180deg,rgba(255,255,255,.08),rgba(255,255,255,.04));border:1px solid rgba(255,255,255,.12);border-radius:22px;padding:26px 26px 22px;box-shadow:var(--shadow-lg)}
.hero-card-head{display:flex;flex-direction:column;gap:.6rem;margin-bottom:.4rem}
.hero-card-title{color:#fff;font-size:1.35rem;margin:0}
.chip{align-self:flex-start;font-size:.7rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);background:rgba(201,164,92,.12);border:1px solid rgba(201,164,92,.35);border-radius:999px;padding:.3rem .7rem}
.chart{width:100%;height:auto;margin:.4rem 0 .2rem;overflow:visible}
.chart-lbl{font:500 11px var(--sans);fill:#9fb0cc}
.chart-lbl.gold{fill:var(--gold)}
.chart .idx{fill:rgba(159,176,204,.16);stroke:#9fb0cc;stroke-width:1.2}
.chart .idx.neg{fill:rgba(230,120,120,.14);stroke:#d89a9a}
.chart .bars rect{transform-box:fill-box;transform-origin:bottom;animation:grow .9s cubic-bezier(.2,.8,.2,1) both}
.chart .bars rect.neg{transform-origin:top}
.chart .bars rect:nth-child(n+3){animation-delay:.12s}
.chart .bars rect:nth-child(n+5){animation-delay:.24s}
.chart .bars rect:nth-child(n+7){animation-delay:.36s}
.chart .bars rect:nth-child(n+9){animation-delay:.48s}
@keyframes grow{from{transform:scaleY(0)}to{transform:scaleY(1)}}
.legend{display:flex;gap:1.2rem;flex-wrap:wrap;font-size:.82rem;color:#c9d3e3;margin:.3rem 0 .8rem}
.legend i{display:inline-block;width:12px;height:12px;border-radius:3px;margin-right:.45rem;vertical-align:-1px}
.lg-idx{border:1.2px solid #9fb0cc;background:rgba(159,176,204,.16)}
.lg-cred{background:linear-gradient(180deg,#e2c07e,#b8903f)}
.hero-card figcaption{font-size:.78rem;line-height:1.5;color:#95a3bb;border-top:1px solid rgba(255,255,255,.1);padding-top:.8rem}
.hero-card figcaption strong{color:#dfe6f1;font-weight:600}

/* ---------- Sections ---------- */
.section{padding:104px 0}
.section-alt{background:var(--bg-alt)}
.section-head{max-width:760px;margin:0 auto 56px;text-align:center}
.section-sub{color:var(--muted);font-size:1.08rem}

/* Problem / solution */
.problem-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.problem-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow-sm)}
.problem-card p{color:var(--muted);margin:0}
.icon,.b-icon{width:48px;height:48px;border-radius:12px;display:grid;place-items:center;background:var(--gold-100);margin-bottom:1.1rem}
.icon svg,.b-icon svg{width:24px;height:24px;fill:none;stroke:var(--gold-600);stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.solution{margin-top:40px;background:var(--navy-800);color:#d4dceb;border-radius:22px;padding:48px;display:grid;grid-template-columns:1.25fr 1fr;gap:48px;align-items:center;position:relative;overflow:hidden}
.solution::before{content:"";position:absolute;right:-120px;top:-120px;width:360px;height:360px;border-radius:50%;background:radial-gradient(circle,rgba(201,164,92,.22),transparent 70%)}
.solution h3{color:#fff;font-size:clamp(1.5rem,2.4vw,2rem)}
.solution h3 em{color:var(--gold)}
.solution strong{color:#fff}
.solution-copy p:last-child{margin:0}
.solution-list{list-style:none;margin:0;padding:0;display:grid;gap:.85rem;position:relative}
.solution-list li{display:flex;gap:.75rem;align-items:flex-start;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:12px;padding:.85rem 1rem;color:#e8edf6}
.solution-list li::before,.check-list li::before{content:"";flex:none;width:20px;height:20px;margin-top:2px;border-radius:50%;background:var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230a1730' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12.5l4 4 8-9'/%3E%3C/svg%3E") center/13px no-repeat}

/* Steps */
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:24px;counter-reset:s}
.step{background:#fff;border-radius:var(--radius);padding:34px 30px;border:1px solid var(--line);position:relative;box-shadow:var(--shadow-sm)}
.step-num{font-family:var(--serif);font-size:2.6rem;color:var(--gold);line-height:1;display:block;margin-bottom:1rem}
.step p{color:var(--muted);margin:0}
.step strong{color:var(--ink)}

/* Benefits */
.benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:22px;overflow:hidden}
.benefit{background:#fff;padding:36px 32px;transition:background .25s}
.benefit:hover{background:#fcfbf8}
.benefit h3{font-size:1.18rem}
.benefit p{color:var(--muted);margin:0;font-size:.97rem}

/* Review */
.section-dark{background:linear-gradient(180deg,var(--navy-900),var(--navy-800));color:#c9d3e3}
.section-dark h2,.section-dark h3{color:#fff}
.section-dark strong{color:#fff}
.review-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.review-copy .btn{margin-top:.8rem}
.review-side{display:grid;gap:20px}
.review-card{background:#fff;color:var(--ink);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow)}
.review-card h3{color:var(--navy-800)}
.check-list{list-style:none;margin:0;padding:0;display:grid;gap:.75rem}
.check-list li{display:flex;gap:.7rem;color:var(--ink);font-size:.97rem}
.caution-card{border:1px solid rgba(201,164,92,.45);background:rgba(201,164,92,.08);border-radius:var(--radius);padding:22px 24px;font-size:.93rem}
.caution-card strong{color:var(--gold);display:block;margin-bottom:.35rem}
.caution-card p{margin:0}

/* About */
.about-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:64px;align-items:start}
.about-grid .about-photo{position:sticky;top:104px}
.about-photo{position:relative}
.about-photo img{width:100%;aspect-ratio:4/5;object-fit:cover;object-position:50% 12%;border-radius:22px;box-shadow:var(--shadow);background:#2b2f36}
.photo-badge{position:absolute;left:-18px;bottom:28px;background:#fff;border-radius:14px;padding:14px 18px;box-shadow:var(--shadow);border-left:4px solid var(--gold);max-width:250px}
.pb-kicker{display:block;font-size:.72rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-600);font-weight:700}
.pb-main{display:block;font-family:var(--serif);color:var(--navy-800);font-size:1.02rem;line-height:1.3}
.about-copy p{color:#3d4658}
.cred-grid{list-style:none;padding:0;margin:1.8rem 0 1.2rem;display:grid;grid-template-columns:1fr 1fr;gap:14px}
.cred-grid li{border:1px solid var(--line);border-radius:12px;padding:16px 18px;background:#fff}
.cred-grid strong{display:block;color:var(--navy-800);font-size:.98rem;margin-bottom:.2rem}
.cred-grid span{display:block;font-size:.88rem;color:var(--muted);line-height:1.45}
.cred-ids{font-size:.85rem;color:var(--muted)}

/* FAQ */
.faq{display:grid;gap:12px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:0 24px;transition:box-shadow .2s}
.faq details[open]{box-shadow:var(--shadow-sm)}
.faq summary{cursor:pointer;list-style:none;padding:20px 32px 20px 0;font-weight:600;color:var(--navy-800);position:relative;font-size:1.03rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";position:absolute;right:2px;top:50%;width:12px;height:12px;border-right:2px solid var(--gold-600);border-bottom:2px solid var(--gold-600);transform:translateY(-70%) rotate(45deg);transition:transform .25s}
.faq details[open] summary::after{transform:translateY(-30%) rotate(-135deg)}
.faq-body{padding:0 0 20px;color:var(--muted)}
.faq-body p{margin:0}

/* Final CTA */
.final-cta{background:var(--navy-900);position:relative;overflow:hidden;padding:96px 0}
.final-cta::before{content:"";position:absolute;inset:0;background:radial-gradient(700px 360px at 50% 0%,rgba(201,164,92,.22),transparent 70%)}
.final-inner{position:relative;text-align:center;max-width:780px}
.final-inner h2{color:#fff}
.final-inner p{color:#c9d3e3;font-size:1.1rem}
.final-actions{display:flex;justify-content:center;flex-wrap:wrap;gap:.8rem;margin-top:1.6rem}

/* Footer */
.site-footer{background:#07111f;color:#9aa6ba;padding:64px 0 40px;font-size:.9rem}
.footer-top{display:flex;justify-content:space-between;gap:2rem;flex-wrap:wrap;padding-bottom:32px;border-bottom:1px solid rgba(255,255,255,.08)}
.footer-addr{margin:1rem 0 0}
.footer-contact{display:flex;flex-direction:column;gap:.4rem;text-align:right}
.footer-contact a{color:#dfe6f1;text-decoration:none}
.disclosures{padding-top:28px;font-size:.8rem;line-height:1.65;color:#8390a6}
.disclosures h2{font-family:var(--sans);font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:#c9d3e3;font-weight:600;margin-bottom:1rem}
.disclosures strong{color:#c9d3e3}
.disclosures a{color:#b9c4d6}
.placeholder-block{border:1.5px dashed var(--gold);color:var(--gold);padding:14px 16px;border-radius:10px;font-weight:600;letter-spacing:.02em}
.footer-legal{margin-top:1.4rem;color:#6d7a90}

/* ---------- Modal / qualifier ---------- */
.modal{position:fixed;inset:0;z-index:100;display:grid;place-items:center;padding:24px}
.modal[hidden]{display:none}
.modal-backdrop{position:absolute;inset:0;background:rgba(7,17,31,.72);backdrop-filter:blur(4px);-webkit-backdrop-filter:blur(4px);animation:fade .25s ease}
.modal-panel{position:relative;width:100%;max-width:620px;max-height:calc(100vh - 48px);overflow:auto;background:#fff;border-radius:22px;box-shadow:var(--shadow-lg);padding:34px 36px 28px;animation:pop .3s cubic-bezier(.2,.8,.2,1)}
@keyframes fade{from{opacity:0}}
@keyframes pop{from{opacity:0;transform:translateY(14px) scale(.98)}}
.modal-close{position:absolute;right:16px;top:14px;width:38px;height:38px;border-radius:50%;border:0;background:#f1f3f7;font-size:1.5rem;line-height:1;color:var(--muted);cursor:pointer}
.modal-close:hover{background:#e6e9ef;color:var(--ink)}
body.modal-open{overflow:hidden}
.q-head{margin-bottom:1.4rem;padding-right:40px}
.q-kicker{font:600 .75rem/1 var(--sans);letter-spacing:.16em;text-transform:uppercase;color:var(--gold-600);margin-bottom:.9rem}
.progress{height:6px;background:#edf0f5;border-radius:999px;overflow:hidden}
.progress-bar{height:100%;width:0;background:linear-gradient(90deg,var(--gold),var(--gold-600));border-radius:999px;transition:width .4s cubic-bezier(.2,.8,.2,1)}
.q-step-label{font-size:.8rem;color:var(--muted);margin:.55rem 0 0}
.q-step{border:0;margin:0;padding:0;min-width:0;animation:stepIn .35s ease}
@keyframes stepIn{from{opacity:0;transform:translateX(12px)}}
.q-step legend{font-family:var(--serif);font-size:1.6rem;color:var(--navy-800);line-height:1.2;margin-bottom:1.1rem;padding:0}
.q-sublegend{font-weight:600;color:var(--navy-800);margin:1rem 0 .6rem;font-size:.95rem}
.q-help{font-size:.88rem;color:var(--muted);margin:-.3rem 0 1rem}
.q-help .ph{color:var(--gold-600);font-weight:600}
.opt-grid{display:grid;gap:10px}
.opt-grid.cols-2{grid-template-columns:1fr 1fr}
.opt-grid.cols-3{grid-template-columns:repeat(3,1fr)}
.opt{position:relative;display:block;cursor:pointer}
.opt input{position:absolute;opacity:0;pointer-events:none}
.opt>span{display:flex;flex-direction:column;gap:.15rem;border:1.5px solid var(--line);border-radius:12px;padding:15px 18px 15px 48px;transition:border-color .15s,background .15s,box-shadow .15s;position:relative;height:100%}
.opt>span::before{content:"";position:absolute;left:17px;top:50%;width:18px;height:18px;border-radius:50%;border:1.5px solid #b9c1ce;transform:translateY(-50%);background:#fff;transition:all .15s}
.opt.compact>span{padding:13px 14px 13px 44px;justify-content:center}
.opt.compact>span::before{left:14px}
.opt strong{font-weight:600;color:var(--ink);font-size:.97rem}
.opt small{color:var(--muted);font-size:.84rem}
.opt .tag{font-style:normal;align-self:flex-start;font-size:.68rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--gold-600);background:var(--gold-100);border-radius:999px;padding:.15rem .5rem;margin-top:.2rem}
.opt:hover>span{border-color:#c6cfdc}
.opt input:checked+span{border-color:var(--gold-600);background:#fdf9f1;box-shadow:0 0 0 3px rgba(201,164,92,.18)}
.opt input:checked+span::before{border-color:var(--gold-600);background:var(--gold-600);box-shadow:inset 0 0 0 3px #fff}
.opt input:focus-visible+span{outline:3px solid var(--navy-600);outline-offset:2px}
.field{display:flex;flex-direction:column;gap:.35rem;margin-bottom:.9rem;font-size:.88rem;font-weight:600;color:var(--navy-800)}
.field input,.field select{font:400 1rem var(--sans);color:var(--ink);border:1.5px solid var(--line);border-radius:10px;padding:.8rem .9rem;background:#fff;transition:border-color .15s,box-shadow .15s;width:100%}
.field input:focus,.field select:focus{outline:none;border-color:var(--gold-600);box-shadow:0 0 0 3px rgba(201,164,92,.2)}
.field input.invalid,.field select.invalid{border-color:#c0504d}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.consent{display:flex;gap:.7rem;align-items:flex-start;font-size:.76rem;line-height:1.5;color:var(--muted);margin:.4rem 0 .6rem;cursor:pointer}
.consent input{margin-top:3px;width:18px;height:18px;accent-color:var(--gold-600);flex:none}
.q-fine{font-size:.78rem;color:var(--muted);margin:.4rem 0 0}
.q-nav{display:flex;justify-content:space-between;align-items:center;margin-top:1.6rem;gap:1rem}
.q-nav .btn-navy{min-width:150px}
.q-error{color:#b3413e;font-size:.86rem;margin:.6rem 0 0;min-height:1.2em}
.q-result{text-align:center}
.q-result:focus{outline:none}
.result-icon{width:56px;height:56px;border-radius:50%;background:var(--gold-100);display:grid;place-items:center;margin:0 auto 1rem}
.result-icon svg{width:28px;height:28px;fill:none;stroke:var(--gold-600);stroke-width:2.4;stroke-linecap:round;stroke-linejoin:round}
.q-result h3{font-size:1.6rem}
.q-result p{color:var(--muted)}
.note{text-align:left;font-size:.86rem;background:#f6f7fa;border-left:3px solid var(--gold);border-radius:8px;padding:.75rem .9rem;margin:0 0 .8rem;color:#3d4658}
.booking-embed{min-width:280px;height:700px;margin:1.1rem 0 .4rem;border:1px solid var(--line);border-radius:14px;overflow:hidden;background:#fbfaf7}
.booking-embed:empty{display:none}
.booking-fallback{display:flex;flex-direction:column;align-items:center;gap:.5rem;margin:.8rem 0 .4rem}
@media (max-width:640px){.booking-embed{height:760px;margin-left:-8px;margin-right:-8px}}

/* ---------- Reveal animation ---------- */
.js .reveal{opacity:0;transform:translateY(18px);transition:opacity .7s ease,transform .7s cubic-bezier(.2,.8,.2,1)}
.js .reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}
  .js .reveal{opacity:1;transform:none}
}

/* ---------- Responsive ---------- */
@media (max-width:1080px){
  .nav{display:none}
}
@media (max-width:960px){
  .hero{padding:64px 0 72px}
  .hero-grid,.review-grid,.about-grid,.solution{grid-template-columns:1fr}
  .hero-grid{gap:44px}
  .problem-grid,.steps{grid-template-columns:1fr}
  .benefit-grid{grid-template-columns:1fr 1fr}
  .about-grid .about-photo{position:relative;top:auto;max-width:420px;margin:0 auto;width:100%}
  .solution{padding:36px 28px;gap:28px}
  .section{padding:80px 0}
}
@media (max-width:640px){
  body{font-size:16px}
  .container{padding:0 20px}
  .header-inner{height:64px}
  .header-phone{display:none}
  .brand-text strong{font-size:1.02rem}
  .brand-text small{font-size:.6rem;letter-spacing:.1em}
  .brand-mark{width:34px;height:34px}
  .header-inner{gap:.75rem}
  .hero{padding:48px 0 60px}
  .lead{font-size:1.04rem}
  .hero-actions .btn{width:100%}
  .trust-row{flex-direction:column;gap:.55rem}
  .hero-card{padding:20px 18px 18px}
  .section{padding:64px 0}
  .section-head{margin-bottom:36px}
  .benefit-grid{grid-template-columns:1fr}
  .benefit{padding:28px 24px}
  .problem-card,.step,.review-card{padding:26px 22px}
  .cred-grid{grid-template-columns:1fr}
  .photo-badge{left:12px;bottom:12px}
  .final-cta{padding:72px 0}
  .final-actions .btn{width:100%}
  .footer-contact{text-align:left}
  .modal{padding:0;place-items:stretch}
  .modal-panel{max-width:none;max-height:none;height:100%;border-radius:0;padding:24px 20px 24px}
  .opt-grid.cols-2,.opt-grid.cols-3{grid-template-columns:1fr 1fr}
  .field-row{grid-template-columns:1fr;gap:0}
  .q-step legend{font-size:1.4rem}
}
@media (max-width:380px){
  .header-cta .btn{padding:.6rem .85rem;font-size:.85rem}
}

/* honeypot */
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.q-error a{color:inherit;font-weight:600}
.btn:disabled{opacity:.7;cursor:progress}